Design Your Future Financial Services - Brought to You by The Financial Engineer

Hi, I’m the Financial Engineer and my goal is to help you retire on your own terms – to take you to the next level. I love helping those who want to focus on the important stuff, family/friends, their career and making their communities even better! The topic today is How to Save Money Over the Holidays and Get a Head Start In the New Year. Now, there’s lots of ideas, and I’m going to give you 2 easy to follow tips that will save you big bucks and start the new year off right, free from buyers remorse when you get your credit card statement(s). Ready? Here we go.... Tip #1: Make a List. We’ve all heard ‘those that fail to plan, plan to fail”. Just like the big man in red and white, make a list of who you are buying for and what you are going to get them. Do Not go online or the old fashion shopping thinking “I’m sure I’ll find something….” This will not only increase your time spent, but it will also increase how much you spend. Probably on crappy gifts too! If y...

If you’re concerned about social, ethical, and environmental issues you may be pleased to learn that you can have a real, measurable impact by way of your investment portfolio. "Socially Responsible Investing" (SRI), "social investment," or "sustainable," "impact", "green," or "ethical" investing is any investment strategy which seeks to consider both financial return and social/environmental good. It allows your investments not only to improve your own life, but also your community and the world. The importance of screening One of the challenges of Socially Responsible Investing is that it can be difficult to identify the investments that will truly benefit you along with contributing positively to the issues you care about. To ensure your investments are aligned with the social, environmental, and community issues that matter most to you, in-depth screenings of companies and their impact must be conducted, monito...

Saving for Your Children: Congratulations!!!  Welcome to parenthood!   Everyone reacts differently to this phase of life.  We were shocked by how much unconditional love we had for our children when they entered the world – who else would you throw yourself in front bus for?  Below are examples on how to ensure your bundle of joy gets off to the best start: even $50 - $100/month can make a HUGE difference!! Option #1 – Be a Financial Role Model for your Child(ren). Pros:   Your children pick up your good (and bad) habits. They get a head start from 90% of the crowd. Good, quality Catch:   Takes time and effort to learn what financial strategies work. I discovered that most of the research and innovative strategies you hear or read about, are just plain garbage. Fortunately, having an engineering background helped me to shut out a lot of this nonsense. I am happy to help give guidance on how to have conversations about money - I also ...

Are you Looking to Create a Positive Impact? I specialize in working with families and professionals who want to take their financial lives to the next level. I love helping those who want to focus their time and energy on their family, career and community. Let me introduce myself. I am Stephan MacLellan, my friends call me Steve. A successful engineer who solved problems, found out how things worked, and came up with practical solutions. I bring the same approach to financial management, taking the time to learn about people, their financials and their life goals before anything else.  As someone who cares about social, ethical, and especially environmental issues, I found my passion in socially responsible investing. I made this transition for one reason: to create a positive impact for you and your family . Why? Each person and family I help contributes to better, stronger, and more prosperous communities. The ability to raise our children as Maritimers, not only so t...

Did you know that many Maritimers believe they are unable get insurance? We are #1 in: obesity, diabetes, heart disease, and cancer.   Would you like to see if you are lucky enough to be accepted for a policy that many do not have the honor to have? If you think you're uninsurable - think again, you just may be lucky enough to be approved! Let’s talk - it's a great way to end Life Insurance Month and to make sure you and your loved ones are taken care of!! Dedicated to helping you reach your financial potential,  Steve MacLellan, P.Eng The Financial Engineer Mutual Fund and Insurance Representative Email: steve@yourfinancialpotential.ca Cell: (902) 240-6508 www.yourfinancialpotential.ca

If you’re concerned about social, ethical and environmental issues you can have a real, measurable impact on them with your investment portfolio.  Socially responsible investing allows your investments not only to improve your own life, but also your communities and the world.  One of the challenges of socially responsible investing is that it can be difficult to identify the investments that will truly benefit you along with contributing the issues you care about.  To ensure your investments are aligned with the social, environmental and community issues that matter most to you, in-depth screenings of companies and their impact must be conducted, monitored and reviewed. The corporate structure, business practices, history, and of course, the return on your investment are examined in detail, which also offers an extra layer of risk management. Socially responsible investing ( SRI ), or social investment , also known as sustainable , socially conscious , " green "...

www.maritimesuccess.com Did you know there's 55 days left in 2017?  Actually, this article was written yesterday, so there's 54.  54 days to achieve your annual goals!   Remember, the ones you made back in January? Most managers and people will lower their annual goals in order to achieve them, but not you - you are going to 10X your efforts to achieve that big, hairy, audacious goal!! A goal without a plan is simply called a dream.  Here are some tips to help you reach your year end goals, by starting with a simple plan and then 10X your efforts to get 'er done! Relationship Goal:   Read "The Five Love Languages" by Gary Chapman.  You and your spouse will thank me when you do. Fitness Goal:   Start simple.  Eat an apple a day.  Take the stairs instead of the elevator.  Floss. Financial Goal:   Christmas is just around the corner.  Avoid putting all those gifts on credit and start an inves...