Design An Even Better Future - is it Time for An Upgrade?

How are you holding up during with these crazy swings the pandemic is throwing our way? It's been a bumpy ride - yet there's been a lot of positives and improvements! Is it time for an upgrade? To take advantage of the new opportunities out there? Here's November's issue of Design Your Own Future with a strong focus on upgrades and getting to the next level. This issue is to help empower you, to find opportunities, to live by design. It's directed towards my clients, and contacts that are consultants, business owners, and leaders that want to do even better! If you find the info useful, forward to a friend and they can subscribe here

Design Your Future

Inside this issue... Top 5 Myths the Financial Industry is Trying to Sell You - Myth #4 You Cannot be Serious?– IceCap Global Outlook New provincial support and existing federal support update Business Owner of the Month - John and Ryan MacLellan Investment Tip of the Month - Are you truly diversified? Events - including the Infinite Banking Concept Masterclass, CANS, Chamber and must attend webinars November Contest

The Top 5 Myths the Financial Industry is Trying to Sell You… Myth #4…. I may be a little harsh one this one as we all heard if you don’t have a plan, than you have a plan to fail. Problem is, most financial plans are garbage, the rest are only a starting point. It’s not the plan that is valuable, it’s the planning! The ability to make educated and smart decisions when the plan hits the fan! The planning and process is invaluable…. and often neglected. Do you agree or disagree? What do you think myth number 5 is?

If you had the answer to one question, and that answer would make life much easier, what would that question be? click here, type and I will do my best to find the answer

You Cannot Be Serious.... Whereas most investors are familiar with the main equity market indices, less are familiar with bond, currency and commodity market indices. And even fewer are familiar with volatility measures within each of these markets. Over the last 20 years, equity markets have produced 3 major market corrections. The volatility and recovery times around each correction has affected all investors, with some much more than others. Markets are volatile. Yet, all markets usually show long periods with low volatility and high complacency. And then, when volatility eventually returns to any market, it is usually swift, aggressive and unforgiving for those who are unprepared. Currently, complacency is at all-time highs across effectively all markets. Put another way, volatility levels are at all-time lows. For this to occur across all markets at the same time, should catch your attention. In this latest IceCap Global Outlook by Keith Dicker, they share with readers why understanding volatility and complacency levels is critical to providing you with an opportunity to both protect and grow your capital.

Read "You Cannot be Serious" by clicking here

Provincial Support and Existing Federal Support Update We are not out of this yet, but getting close - each phase is described in detailed in the best resource I have come across for info on the lockdowns and panedmic support. Check the lastest and greatest on the Halifax Chamber Website. To date, the best program for Business Owners is Canada Emergency Business Account: If you are a small business or non-profit, you may be eligible for an interest-free loan of up to 60,000 of which 20,000 will be forgiven.

The Financial Engineer's BUSINESS OWNER OF THE MONTH Would you like to have your product, service, or professional profile shared with 14,000+ (LinkedIn, Facebook, and Monthly Newsletter)? Every month, I will introduce a "do gooder" / business owner / entrepreneur that is making their communities even better with their business and "can do" attitude!! November's Business Owner of the Month is Ryan and John MacLellan - founder of Cove Kombucha - go with your gut! Stay tuned for John and Ryan's full interview and success tips!

Check out Cove Kombucha

The Financial Engineer's Investment Tip of the Month

Now is time for you to diversify or at least get ready for it, but diversification doesn’t mean owning several stocks or funds. In fact, losses in the markets and taxes are two major villains stopping most from financial success. A diversified portfolio consists of several wealth creation strategies that limit loss and reduce taxes. Are you truly diversified? Do you want to be?

Keep your money instead of giving it away to taxes, banks, fees, and the unknown Get Access to a Free One-Hour Master Class for the Masterminds at IBCanada Group about Financial Management & Infinite Banking

Click here to watch the Infinite Banking Master Class

EVENTS: Upcoming Webinars (Atlantic Time): Let me know if you would like me to add your webinar here

I highly recommend the following resources to help you and your business expand and become more effective and efficient:

Let me know if you would like a recording of my favorite business and financial webinars and podcasts. Make More Money and Design Your Future videos can be found here

November is a Great Time to UPGRADE!!!!

We are getting one day closer to the end of the pandemic, thank heavens. Things will not go back to what life was back in 2019 - well, not for me and not for my clients... Is it time for an upgrade? To take advantage of the new opportunities out there? If so, read this

I wanted to take this time to say thank you. One way of saying thanks is giving $10, $250, and $1000 gift cards for introductions to people like you - it's our way of saying thanks! Reply to this email for more details!

When you're ready... here are 3 ways we can help: Option 1. We help my clients improve their money and success mindset, habits, and processes. That’s how they experience results that they couldn’t even think were possible for them. If you would like to run through my process that’s helped others create an even better life, you can book a quick 15 min chat to see if I can help you too. Just CLICK HERE to see my calendar through our online scheduler. Option 2. Do it yourself with alliances and partnerships that offer direct ETF investing, financial planning tools and do it yourself insurance, I have placed my years of research and resources in one place. That place is here. Option 3. Attend my next free webinar: Every quarter I get together online with a handful of other local business owners and share with them the most current research and insights into proper financial planning - specifically for business owners. If you'd like to participate or just listen in on the next session, please email me at steve@thefinancialengineer.ca and I'll forward you the details. As you already know, If you don't have a plan, you will become part of someone else's plan... Let's design an even better future! Be Healthy, Wealthy and Wise! Push through the noise and...

Steve MacLellan, P.Eng "The Financial Engineer" steve@thefinancialengineer.ca +19022406508 www.DesignAnEvenBetterFuture.com